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Compound Interest Calculator

Visualize the power of compound interest. See how investments grow over time with regular contributions.

📈 Investment Details(USD)

Initial Investment

Monthly Contribution

Annual Interest Rate 8%

0.1%30%

Time Period 30 yrs

1 yr50 yrs

Compound Frequency

Final Balance

$855K

Total Deposited

$190K

Interest Earned

$665K

Contributions vs. Interest77.8% earned by compounding

ContributionsInterest Earned

Growth Over Time

How Compound Interest Works

Compound interest is interest calculated on both your principal and accumulated interest from previous periods, causing exponential growth. The formula is A = P(1 + r/n)^(nt).

Why Compounding Frequency Matters

Daily compounding earns slightly more than monthly, which earns more than quarterly. For most investments, monthly compounding is standard.

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