Important: Numeryfi provides financial calculators and AI tools for educational and informational purposes only. Nothing on this site constitutes professional financial, investment, legal, or tax advice. Always consult a qualified licensed professional before making financial decisions.
1. Acceptance of Terms
By accessing or using Numeryfi ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service. We reserve the right to update these terms at any time, and your continued use constitutes acceptance of any changes.
2. Description of Service
Numeryfi provides free online financial calculators, market data displays, an AI-powered financial assistant, a financial blog, and related educational content. The Service is provided "as is" without any warranties, express or implied.
3. No Financial Advice
The information and tools provided by Numeryfi are for educational and informational purposes only and do not constitute financial, investment, legal, tax, or other professional advice.
Calculator results are estimates based on the inputs you provide and standard financial formulas. They may not account for your specific circumstances, applicable laws, tax implications, or other factors relevant to your situation. Numeryfi makes no representations regarding the accuracy, completeness, or suitability of any information for your particular needs.
You should consult a qualified licensed financial advisor, accountant, attorney, or other professional before making any financial decisions.
4. AI Features
Numeryfi includes AI-powered features that use third-party language models. AI responses are generated automatically and:
- May contain errors, inaccuracies, or outdated information
- Are not reviewed by financial professionals before delivery
- Do not constitute professional financial advice
- Should not be relied upon for financial decisions
Do not include sensitive personal information (Social Security numbers, bank account details, passwords, etc.) in AI chat inputs. Messages you send to the AI feature are processed by third-party AI providers subject to their own terms and privacy policies.
5. Accuracy of Calculations
While we strive to ensure our calculators use accurate and up-to-date formulas, Numeryfi does not guarantee the accuracy, completeness, or reliability of any calculation results. Financial calculations are estimates and actual results will vary based on many factors not captured by our tools.
6. Market Data
Market prices, exchange rates, and financial data displayed on Numeryfi are for informational purposes only. Data may be delayed, estimated, or approximate. Do not use this data for trading, investment, or financial transactions.
7. Acceptable Use
You agree not to:
- Use the Service for any unlawful purpose
- Attempt to gain unauthorised access to any part of the Service
- Scrape, crawl, or systematically download content without permission
- Use automated systems to access the Service in a way that sends more requests than a human could reasonably send
- Attempt to interfere with the proper functioning of the Service
- Use the AI features to generate content that is harmful, misleading, or violates any laws
8. Intellectual Property
The Numeryfi name, logo, website design, code, content, and all associated intellectual property are owned by Numeryfi and protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.
9. Third-Party Links and Services
The Service may contain links to third-party websites or use third-party services (including AI providers, analytics, and advertising). We are not responsible for the content, privacy practices, or terms of any third-party services. Your use of third-party services is governed by their own terms.
10. Limitation of Liability
To the fullest extent permitted by law, Numeryfi and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Service, including but not limited to financial losses resulting from reliance on calculator results, AI responses, or market data.
Our total liability to you for any claim arising from your use of the Service shall not exceed the amount you paid to use the Service in the twelve months preceding the claim (which, since the Service is free, is zero).
11. Disclaimer of Warranties
The Service is provided "as is" and "as available" without any warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or completely secure.
12. Governing Law
These Terms shall be governed by and construed in accordance with applicable laws. Any disputes arising from these Terms or your use of the Service shall be resolved through binding arbitration or in courts of competent jurisdiction.
13. Changes to Terms
We reserve the right to modify these Terms at any time. We will provide notice of material changes by updating the "Last updated" date. Your continued use of the Service after changes are posted constitutes your acceptance of the modified Terms.
14. Contact
For questions about these Terms, contact us at:
- Email: legal@numeryfi.com
- Website: numeryfi.com